Bills, one of the tedious yet inevitable things in life. With life comes many distractions, and with many distractions, things like bills can slip through the cracks. If you’ve ever paid a bill late, you know how much it can counteract anything you’ve done to improve your credit score. It’s important to stay on top of your bills, especially when you’re dealing with bills like electric and phone lines.
If you can’t pay your bills or have ever struggled with paying your bills on time, you should create a system to get into a good habit of being able to manage paying bills. Make it a point to never miss a payment, and begin working towards habits to help stay ahead of your bills before they’re due. Below are a few tips on how you can stay on top of your bills and never be late for payment again.
Set Up Autopay
Autopay is one of the best ways for you to stay on top of your bills. When you automate your bills, you don’t even have to think about if you’ve paid your bill, and you don’t have to worry about paying your bills on time. However, auto payments are only beneficial if you have a good understanding of your cash flow. Get to know the timing of your paychecks and your due payments before setting up autopay. Once you begin automating your bills, funds will come out of your account and you won’t have to worry about making sure your bills are being paid on time.
Set Bill Payment Reminders
It’s easy to forget due dates. Stay ahead of your bills by signing up for email and text message bill reminders. If you don’t have an option for signing up for reminders, set recurring reminders on your calendar each month on your smartphone. If you’re more of a traditional paper and pen kind of person, have your reminder written down where you can see it every day, such as stuck on your fridge with a magnet.
Keep Your Bills in a Central Location
Bills can get lost – paper bills can get lost in the mail or thrown away in the same way that paperless bills can get lost in your inbox. Stay on top of your bills by getting organized. First, standardize the way you receive bills. If you choose paper bills, keep them in a bill tray or in a folder where you can access them at any time and know that they will always be there. If you get paperless bills in email, create a subfolder in your inbox for your bills to keep track.
Establish a Routine
Reviewing bills and your finances should be part of your routine, whether it’s daily, weekly, or monthly. Stay ahead of your bills by understanding your financial situation and the dates on which you need to pay your bills on time.
When you require emergency funding, MaxLend offers an alternative solution to payday loans. You can apply for cash online and find out if you’re approved for an installment loan of up to $3,750. For more information about obtaining cash loans online, short-term installment loans, or a loan loyalty rewards program, contact MaxLend by calling 877-936-4336. We’re available 24/7.
The content on this site is for informational purposes only and is not professional financial advice. MaxLend does not assume responsibility for information given. All information should be weighed against your own abilities and circumstances and applied accordingly. It is up to readers to determine if this information is safe and suitable for their own situations.
MaxLend, is a sovereign enterprise, an economic development arm and instrumentality of, and wholly-owned and controlled by, the Mandan, Hidatsa, and Arikara Nation, a federally-recognized sovereign American Indian Tribe. (the “Tribe”). This means that MaxLend’s loan products are provided by a sovereign government and the proceeds of our business fund governmental services for Tribe citizens. This also means that MaxLend is not subject to suit or service of process. Rather, MaxLend is regulated by the Tribe. If you do business with MaxLend, your potential forums for dispute resolution will be limited to those available under Tribal law and your loan agreement. As more specifically set forth in MaxLend’s contracts, these forums include an informal but affordable and efficient Tribal dispute resolution, or individual arbitration before a neutral arbitrator. Otherwise, MaxLend is not subject to suit or service of process. Nothing in this website is intended to waive or otherwise prejudice MaxLend’s entitlement to these protections. Neither MaxLend nor the Tribe has waived its sovereign immunity in connection with any claims relative to use of this website. If you are not comfortable doing business with sovereign instrumentality that cannot be sued in court, you should discontinue use of this website.
