Daylight Saving Time 2024 begins at 2 a.m. on Sunday, March 10, 2024. We’ll spring forward and advance the clocks one hour ahead of time. Sometimes it’s hard to ease into a new schedule. However, we can use this change as an opportunity to get in check with our finances. While we spring forward with the clocks for Daylight Saving Time, it’s also time to put a spring in your step when it comes to saving money. MaxLend, a reputable lender that offers cash loans online, shares six money-saving tips on how to save money starting now. You can choose to begin your money-saving journey on March 10 or you can start today.
1. Automate Your Savings
Setting up automatic savings is one of the easiest ways you can save money. Think “out of sight, out of mind.” Automation takes the work out of saving money by transferring small amounts from your checking account into a savings account. You can find different money-saving apps that can help you.
2. Budget with Cash
Another one of the easy money-saving tips is to spend only what you allow yourself to spend by budgeting with cash. If you only allow yourself a certain amount of cash to spend in a day, a week, or a month, you can cut down your expenses and save money down the road. If you give yourself a weekly budget in cash and don’t spend all of it, you can put the leftover money into a savings account or you can lower your weekly allowance.
3. Set Goals
Setting realistic financial goals for yourself is one of the first steps toward saving money. For example, creating a budget, setting money aside in an emergency fund, paying off debts, and saving money for retirement are all realistic financial goals. You can set these goals and work toward them every day so you can actually achieve them.
4. Save Coins
People who’ve known how to save money for decades likely started by saving coins. Collecting extra change adds up. You can also check with your bank to see if they allow you to round up purchases to the nearest dollar and put the difference into your savings account.
5. Use Lists
Start saving money by making lists before shopping, especially grocery shopping. If you know exactly what you need before heading to the store, chances are you’ll avoid overspending on items you don’t need. Always check your pantry before going grocery shopping as well. That way you don’t spend money on something you already have.
6. Dine at Home More Often
Try to cut down on how often you go out to eat. One of the easiest ways to save money is by not spending it – and eating out can eat up your budget. While it may be a big Daylight Saving change to learn how to cook, cutting down on eating out may benefit you in the long run.
If you’re in a financial situation where you feel as though you may need emergency funding, you can turn to MaxLend. At MaxLend, we offer short-term installment loans of up to $3,750. Installment loans are an alternative solution to payday loans that you can repay in installments rather than in one lump sum due by your next payday. For more information on how you can obtain money loans from a reputable lender like MaxLend or for more information on our loan loyalty rewards program, contact us today at 877-936-4336 or apply for cash online.
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Money-Saving Tips for When You’ll Need Money During the Holidays
The content on this site is for informational purposes only and is not professional financial advice. MaxLend does not assume responsibility for information given. All information should be weighed against your own abilities and circumstances and applied accordingly. It is up to readers to determine if this information is safe and suitable for their own situations.
MaxLend, is a sovereign enterprise, an economic development arm and instrumentality of, and wholly-owned and controlled by, the Mandan, Hidatsa, and Arikara Nation, a federally-recognized sovereign American Indian Tribe. (the “Tribe”). This means that MaxLend’s loan products are provided by a sovereign government and the proceeds of our business fund governmental services for Tribe citizens. This also means that MaxLend is not subject to suit or service of process. Rather, MaxLend is regulated by the Tribe. If you do business with MaxLend, your potential forums for dispute resolution will be limited to those available under Tribal law and your loan agreement. As more specifically set forth in MaxLend’s contracts, these forums include an informal but affordable and efficient Tribal dispute resolution, or individual arbitration before a neutral arbitrator. Otherwise, MaxLend is not subject to suit or service of process. Nothing in this website is intended to waive or otherwise prejudice MaxLend’s entitlement to these protections. Neither MaxLend nor the Tribe has waived its sovereign immunity in connection with any claims relative to use of this website. If you are not comfortable doing business with sovereign instrumentality that cannot be sued in court, you should discontinue use of this website.
