MaxLend FAQ

Yes, MaxLend is licensed.

MaxLend is an online lender that is owned and operated by a sovereign American Indian Tribe called the Mandan, Hidatsa, and Arikara (MHA) Nation. The MHA Nation is also known as the Three Affiliated Tribes.

MaxLend is licensed by the Three Affiliated Tribes Tax Commission, an arm of the governing body for MHA – the Three Affiliated Tribes Business Council.

Being licensed by the Tax Commission means that MaxLend must comply with all MHA tribal laws, including consumer protection laws.

MaxLend isn’t required to have a state license since it operates exclusively under MHA Tribal Law. American Indian Tribes and tribal entities are not subject to state regulations.

But this does not mean that there isn’t any oversight for MaxLend. MHA tribal law requires MaxLend to comply with at least 19 federal laws that protect you as a consumer.

MaxLend is also a member of the Online Lenders Alliance (OLA), which requires all participants to follow best practices that ensure their customers are informed and treated fairly.

OLA Best Practices include disclosing all loan terms in ways that are easy to understand, complying with all applicable laws and regulations, and protecting consumers’ personal information. You can find the OLA seal at the bottom of any page on the official MaxLend website.

Yes, MaxLend is safe.

MaxLend allows you to apply for cash online and, if you qualify, will disburse your installment loans through a process that is highly vetted and ethical.

Owned and operated by the Mandan, Hidatsa, and Arikara (MHA) Nation, MaxLend is regulated by the Office of the Tribal Treasurer. This means that MaxLend is subject to all MHA tribal laws, including consumer protection laws.

As an online lender and as required by MHA tribal law, MaxLend must comply with at least 19 federal laws put in place to protect you, the consumer.

MaxLend is also a member of the Online Lenders Alliance (OLA), which requires all participants to follow best practices that ensure their customers are informed and treated fairly. You can find the OLA seal at the bottom of any page on the official MaxLend website .

The MHA Nation, the tribe that owns MaxLend, is also represented on the board of the Native American Financial Services Association. NAFSA promotes responsible practices in financial services and the protection of consumer rights.

Yes, MaxLend is a direct lender. MaxLend offers short-term installment loans of up to $3,000 as alternative solutions to payday loans.   

All of MaxLend’s loan products are provided by an entity that is chartered, owned and operated by the Mandan, Hidatsa, and Arikara (MHA) Nation, a sovereign American Indian Tribe. The MHA Nation controls all aspects of the business.

Yes, MaxLend is a legitimate company.

MaxLend is an online lender that is owned and operated by a sovereign American Indian Tribe called the Mandan, Hidatsa, and Arikara (MHA) Nation. MHA Nation is also known as the Three Affiliated Tribes.

MaxLend is licensed by the Three Affiliated Tribes Tax Commission, an arm of the governing body for MHA – the Three Affiliated Tribes Business Council.

Being organized, owned, and licensed by the Tribal Business Council means that MaxLend must comply with all MHA tribal laws, including consumer protection laws.  

MaxLend isn’t required to have a state license since it operates exclusively under MHA Tribal Law. American Indian Tribes and tribal entities are not subject to state regulations.

This does not mean that there isn’t any oversight for MaxLend. MHA tribal law requires MaxLend to comply with at least 19 federal laws that protect you as a consumer.

MaxLend is also a member of the Online Lenders Alliance (OLA), which requires all participants to follow best practices that ensure their customers are informed and treated fairly.

OLA Best Practices include disclosing all loan terms in ways that are easy to understand, complying with all applicable laws and regulations, and protecting consumers’ personal information.

When you apply for cash online or search for payday loan alternatives and installment loans, you should be aware of fraudulent sites imitating lenders such as MaxLend. The bad actors may feign legitimacy with the OLA seal. When you click the real OLA seal, it should direct you to the “Look for the OLA Seal” video on the OLA website. If it doesn’t, that’s a clue that the lending site is fraudulent.

You can find the verified OLA seal at the bottom of any page on the official MaxLend website .

The MHA Nation, the tribe that owns MaxLend, is also represented on the board of the Native American Financial Services Association. NAFSA promotes responsible practices in financial services and the protection of consumer rights.