Borrowing money can be a very personal experience – and you want to work with a lender you can trust. When you need cash right away, consider lenders who are committed to transparency, excellent customer service and responsible lending practices.
These are values we live by at MaxLend.
We are fully compliant with federal law and industry rules and regulations. We’re committed to providing you with the best-possible customer experience. We also are members of the Online Lender’s Alliance, an industry group that promotes best practices. We are committed to providing excellent customer service and ensuring our entire lending process is clear and above-board.
Here are some other factors that help MaxLend stand out:
Significant Loan Amounts Processed Quickly
You may wonder how much money you could qualify for at MaxLend. You may also want to know how quickly you’ll find out whether you’re approved – and how soon after that you’ll see the money.
At MaxLend, we offer loans of up to $3,750. The maximum amount you may qualify for depends on a variety of factors, including your level in MaxLend Preferred Rewards. For instance, the maximum amount a new customer could qualify for in the Rewards program is $2,000. Rewards members at the highest level could qualify for up to $3,750.
The MaxLend online loan application is simple, user-friendly and quick to fill out. Once you click to submit, you typically find out on the spot – within a few moments – whether your loan is conditionally approved.
To finalize your loan, eSign your loan documents and – if required – have a short confirmation call with Customer Service. Some customers are eligible for Call-Free Funding, meaning they get to skip the confirmation call.
Wondering how soon you’ll see the money? MaxLend offers free Same Day Funding* on banking business days for those who complete the application process by 11:45 a.m. Eastern Time. If you don’t make that deadline, you’ll typically see cash in the bank the next business day.
Live 24/7 Loan Processing
We value our customers – and we understand that much of life happens outside of the regular business day. So we offer 24/7 loan processing to make it convenient for you. Need to apply for a loan at 2 a.m.? We’re here for you. Need to schedule your confirmation call during the night shift? We’ve got you covered.
If you prefer applying by phone, we can do that too. Just give us a call at 877-936-4336, anytime, 24-7.
We make our customers VIPs and put a priority on your convenience.
Potential Savings on Finance Charges
Everyone’s financial situation is a little different – and tends to change over time. MaxLend offers all loan customers the flexibility to save on finance charges by paying off their loans early. There’s never a penalty for early payoff.
There are several ways you can potentially save significantly on finance charges.
You can opt to add a little – or a lot – to any existing loan payment. The extra will go directly toward paying down your principal. We call this “Payment Plus” – and you can do this with as many payments as you’d like.
You can also opt to pay off your loan early in one lump sum – at any point in the life of your loan. In addition, you also may be able to make a principal-only payment in between regular payments.
If you repay your loan through Electronic Funds Transfer, you’ll see these options in the payment portal after logging in. If you have questions, contact Customer Service.
Customer Rewards
At MaxLend, we value our customers. That’s why we started MaxLend Preferred Rewards, to reward customers who return to MaxLend for their borrowing needs.
With MaxLend Preferred, you earn access to more money and better rates as you move up the levels.
How do you advance? You’re automatically admitted to MaxLend Preferred with your first loan. Each MaxLend loan you repay with no missing or late payments counts as you move up the levels. Simply return to MaxLend for your future borrowing needs and enjoy the perks.
If you still have questions about borrowing from MaxLend, check out our FAQs page or contact Customer Service.
*Same Day Funding is available on business days where pre-approval, eSignature of the loan agreement and completion of the confirmation call, if a call is required, have occurred by 11:45 a.m. Eastern Time and a customer elects ACH as payment method. Customers who complete this process by 1:30 p.m. Eastern on business days may still receive funds on the same day, but some banks may not disburse the funds until the next business day. Other restrictions may apply. Certain financial institutions do not support same day funded transactions. When Same Day Funding is not available, funding will occur the next business day.