We’re officially hitting the holiday season, which can be one of the most joyful (and sometimes stressful) times of the year. If we had to guess, the biggest stressor of the holiday season may be scrounging up the cash to not only get gifts for your loved ones but also continue to pay your bills and feed your family. Year after year, family and personal finances may be a big part of every holiday season. Regardless of the reasons why you need money during the holidays, there are solutions to help save money, as well as ways to make money.
Money Saving Tips for Feeding Your Family
Big holidays usually mean big family dinners. If you’re the family member who loves to host, it may be difficult if you’re running low on cash.
BYOD Dinners – Bring Your Own Dish. Get your family together to celebrate the holidays with a potluck-style dinner with the option to bring your own dish. This way, each member of the family can pitch in and bring an item of food to the table to save money on dinner.
Shop Smarter. If you’re hosting dinner for the family and need money during the holidays, use coupons when you can. You can also opt for the generic versions of the name-brand items you’d typically purchase at the grocery store.
Keep Your Leftovers. If you have enough food on the table, holidays are famous for having tons of delicious, and sometimes even-better-the-next-day leftovers. Use your leftovers as lunches and dinners for the next few days, or even freeze them for another time.
Ways to Make Money and Save Money for Holiday Gifts
Let’s face it – the busier you are working and adding to your bank account, the less you’re spending. One way to save money is to make money. It’s good to occupy your time by not spending, especially when you need money during the holidays.
Apply for a Retail Job. Retailers typically hire extra staff for the holiday season, starting in late October and early November. If you work a weekly 9-5 job, you can pick up night or weekend shifts to earn extra money. On top of working and saving, you also may be able to get employee discounts working at retail stores. You can use the discount when buying gifts for family and friends.
Set Aside Cash Every Week. Set aside money each week and build a fund. Even setting aside $50 a week can add up to $400 over two months.
Cut Back on Non-Essentials. Stop spending money on things that you don’t need regularly for a month or two. Take a look at your budget to identify nonessential expenses that you can do without until 2021.
Consider Money Loans
If you need emergency funding over the holidays, you may be able to obtain money loans or cash loans online from a reputable lender. At MaxLend, we offer short-term installment loans: Loans you can pay back in installments, rather than in one lump sum as you would if you opted for a traditional payday loan.
While the holidays come with a great deal of financial pressure, you may be able to use an alternative solution to payday loans if you need money during the holidays.
For more information on how you can obtain online loans, contact MaxLend at 877-936-4336, or apply for cash online today.
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