While we should be working toward healthy financial habits each day, there’s a day dedicated to learning about good credit habits, deemed National Get Smart About Credit Day, which lands on October 17, 2024. If you’re unsure about how credit works, you’re not alone. While you can use this day to learn about finance and how you can improve your credit, the healthy habits you learn today can be used all year long.
Get Smart About Credit Day was established by the American Bankers Association (ABA) to help encourage young people to get a good understanding of credit by educating them on how to properly manage and protect their credit score.
Throughout October, bankers across America provide information regarding the use of credit at local high schools and colleges in honor of Get Smart About Credit Day. To celebrate this national day, you can go speak with a financial adviser about your current financial situation. If you’re unable to speak to a banker about credit education, there are many resources you can use, not only to learn more about credit but also to help boost your credit score.
Ways to Get Smart About Credit
- Learn how to budget
- Use your credit card responsibly
- Build a positive payment history
- Check your credit score regularly with apps like Credit Karma
- Start with a small credit limit
- Develop healthy spending habits
- Learn about the different ways to improve your credit score
While practicing good credit habits should be a way of life, there’s never a bad time to start. People all over the United States use National Get Smart About Credit Day as a time to set realistic financial goals for themselves and put together a plan that will set them up for a better financial future.
By taking the time to get a good understanding of credit, you may feel more comfortable with your financial situation, which in turn may allow you to pay off debts sooner.
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